Welcome to Sucredit

Transform Your Space with SUCredit Renovation Loans

Welcome to SUCredit, where your dream home becomes a reality. Our Renovation Loan services in Singapore are designed to breathe new life into your home, allowing you to remodel, upgrade, and enhance your living spaces without the financial stress. Whether you’re looking to update your kitchen, expand your living room, or completely overhaul your property, SUCredit is here to make it happen.

At SUCredit, we understand that a home is more than just a place to live—it’s where life’s most cherished moments happen. That’s why we’re dedicated to partnering with you every step of the way, ensuring that your renovation journey is as seamless and rewarding as possible.

Let’s create something beautiful together, turning your aspirations into tangible realities and forging the perfect backdrop for your life’s story.

renovation loan

Why Choose SUCredit For Renovation Loan In Singapore?

At SUCredit, we recognize the specific hurdles homeowners face when planning renovations in Singapore. This insight motivates us to provide customized renovation loan solutions that cater directly to your unique requirements.

Our loan options are designed with your needs in mind, featuring flexible financing terms, competitive interest rates, and swift approval processes. Our objective is to streamline your renovation journey, enabling you to concentrate on transforming your space into your dream home.

With SUCredit as your financial ally, securing the funds necessary for your home makeover has never been more straightforward.

Customizable Repayment Plans

Just like your renovation project, our repayment plans are tailored to you. Choose from a variety of repayment options to suit your financial situation, with the flexibility to adjust as needed.

Flexible Loan Amounts

Big dreams or small tweaks, we cater to all. Our flexible loan amounts mean we can support projects of any size, ensuring you have the necessary funds to bring your vision to life.

Expert Advice

Not sure where to start? Our team of financial experts is on hand to offer advice and support, helping you to plan your project and loan in the most efficient way possible.

Our Renovation Loan Services


SUCredit Renovation Loan Services

Eligibility Requirement


Must be employed on a full-time basis


At least 18 years of age


A Singaporean citizen or permanent resident


Holder of a valid Singapore Employment Pass


Possess a satisfactory credit history, without bankruptcy records

SUCredit Renovation Loan Services

Required Document


Original NRIC


Last 3 months' pay slips (original and printed)


Income tax statements


CPF statements and Original PUB bill


Any billing proof with your home address

How to Apply For Renovation Loan Services



Renovation Loan in Singapore

A renovation loan is a financial product designed to fund improvements and upgrades to your home, allowing borrowers to finance their home renovation projects. This type of loan can cover a wide range of renovation needs, from minor updates to major overhauls, providing the necessary funds to enhance your living space.

To apply for a renovation loan, start by researching lenders that offer renovation financing and compare their terms and rates. Then, complete an application, which typically involves providing personal and financial information, as well as details about your renovation project. Finally, submit the required documentation, such as proof of income, home ownership, and a detailed renovation plan, and await approval from the lender.

In Singapore, when applying for a renovation loan, you typically need to provide the following documents:

  1. Proof of Identity: A copy of your NRIC (National Registration Identity Card) for Singapore Citizens and Permanent Residents, or a passport and employment pass for foreigners.
  2. Proof of Income: This can include your latest 12 months’ CPF (Central Provident Fund) contribution history statement, your latest Income Tax Notice of Assessment, and/or your latest computerized payslips (typically for the past 3 months).
  3. Proof of Ownership or Occupancy: A copy of the property’s HDB (Housing Development Board) flat information, or a Sales and Purchase Agreement/Option to Purchase for private properties.
  4. Quotation for Renovation: A detailed quotation from a registered contractor that outlines the scope of the renovation work to be done, including the costs involved.
  5. Other Financial Documents: Depending on the lender, you might also need to provide bank statements or other financial documents to assess your creditworthiness.

In Singapore, most lenders allow you to repay your renovation loan early, but it’s important to check the specific terms and conditions of your loan agreement. Early repayment can lead to savings on interest payments, but some financial institutions may impose a penalty for early settlement to compensate for the interest income they will lose. It’s advisable to review your loan contract for any early repayment fees or penalties and consider these costs when deciding to pay off your loan ahead of schedule. Additionally, contacting your lender directly for clarification and to discuss the process of early repayment is a good step to ensure you understand all implications.

Our Happy Clients.


Mahendran NagalingamMahendran Nagalingam
04:38 18 Mar 24
Nur HayatNur Hayat
09:57 13 Mar 24
Firdaus Muhd NurFirdaus Muhd Nur
07:47 13 Mar 24
Fast and instant approval
Fidzal KhalidFidzal Khalid
09:13 12 Mar 24
Best in service
Rohana KeliwanRohana Keliwan
04:06 07 Mar 24
Everything went smoothly they help on ur needs well
An TeoAn Teo
05:40 06 Mar 24
This credit company are very polite and friendly, have been here for years, Collector Joven is understandable too,Loan officer give fast loan with a good repayment plan too. Thank you!
04:02 01 Mar 24
Process was smooth and effective. The customer service, ping makes everything smooth and understanding for me. Will recommend if anyone needs.
Redmi 8ARedmi 8A
10:26 17 Feb 24
SU Credits loan officer is very friendly and helpful in explaining the loan contract to me.Keep up the good work Ms Ping .
Dalif HeiligDalif Heilig
04:08 17 Feb 24
Fast and efficient
Zack AlZack Al
09:39 15 Feb 24
Thank you Nizam for the help
07:46 15 Feb 24
Staffs very friendly & helpful
nad audrynad audry
07:36 15 Feb 24
Joel LimJoel Lim
08:12 14 Feb 24
Ping is a very friendly staff which she can explain to me very clearly … overalls all goes smoothly n fast … thanks for her service
Gerald LeeGerald Lee
09:03 19 Jan 24
First time here, Nizam assisted me with a smooth process. He was very detailed and professional in the explaining of the contracts too. Highly recommended person to look for if you need any help 👍
Muhamad IdrisMuhamad Idris
10:21 10 Jan 24
I really appreciate the from MR Nizam... he really give me a good solution.Thank you so friendly environment and great customer services
Chia AndrewChia Andrew
08:49 04 Jan 24
Good job Nizam for offering me free drinks , cold office and cold water best company I've ever entered . Good repayment plans too . Thank you bro
06:00 15 Dec 23
Came in for a loan today and was Attended by Nizam, he is professional and friendly, The whole process was Fast and smooth. I would recommend people with genuine need for Loan to come here at Su Credit.
Giroshini KalaiselvanGiroshini Kalaiselvan
06:16 03 Nov 23
Plain jrPlain jr
06:05 03 Nov 23
Very helpful and provides good advice on loan repayment package
Gavan ChuaGavan Chua
04:25 03 Nov 23
Served by Nizam, very helpful and fuss free experience, appreciate the help
RuYin ChuaRuYin Chua
10:49 02 Nov 23
Thangamani PalanisamyThangamani Palanisamy
10:32 02 Nov 23
Nizam explained everything in details. good job boy
Baharom Abdul RahmanBaharom Abdul Rahman
05:23 21 Oct 23
Very grateful to have met with this licience money lender in my desperate need for fast cash.Very friendly officer attending me.Greatly Recommended .
Royal Tele TradingRoyal Tele Trading
08:38 13 Oct 23
Very much appreciated for Su Credit on helping me take up the loan which I needed. Their service is very professional and fast. I have take many times from them.Thank you Su Credit and team.
Pabs Baje Jr.Pabs Baje Jr.
10:52 04 Oct 23
All the staff are very accommodating and helpful. Highly recommended to you out there to come to SU.thank you Nizam
Viola CrystalViola Crystal
10:30 31 Aug 23
Very professional, and efficient. Super nice and understanding. Will definitely recommend everyone to come here!
Stephenlbhoffice LimStephenlbhoffice Lim
10:29 16 Aug 23
Very appreciated on Su Credit on helping me to loan the extra cash support which I need. I am served by Ms Chewy and Mr Nizan. Their service is very professional, and always seek of my care need. I will do come back again for their service.Thank you Su Credit and team.