Best Study Loan Singapore

SUCredit: Trusted Study Loans in Singapore

At SUCredit, we believe that financial barriers should never prevent bright minds from achieving their educational dreams. Our Study Loan program is tailored to provide students like you with the financial support you need to cover tuition, books, living expenses, and more throughout your academic journey. With flexible repayment options, competitive interest rates, and a straightforward application process, SUCredit is your partner in education.

Don’t let financial hurdles stand in the way of your educational goals. Apply for a Study Loan in Singapore with SUCredit today, the top study loan agency in Singapore and take the first step towards a brighter future.

Why Choose SUCredit for Your Study Loan in Singapore

Every student’s journey is unique, which is why SUCredit offers customizable loan packages. Tailored to fit individual needs and circumstances, these packages ensure that financial support aligns perfectly with your educational path. From selecting your repayment term to adjusting your loan amount, the flexibility is in your hands. This personal touch not only eases the financial burden but also empowers you to make decisions that best suit your future.

Support Beyond Loans

At SUCredit, we're invested in your success. Our borrowers have access to exclusive resources, workshops, and mentorship programs to help you thrive academically and professionally.

Easy Application Process

Our streamlined online application process makes it simple and quick to get the funding you need. Plus, our dedicated support team is always here to help you every step of the way.

Flexible Repayment Plans

We understand that each student's situation is unique. That's why we offer a variety of repayment plans to fit your specific financial circumstances and career goals.

Our Study Loan Services in Singapore

Government loans, such as the MOE Tuition Fee Loan, cover up to 90% of subsidized tuition fees for full-time students at local institutions. These loans often feature low or no interest during the study period and are designed to be accessible to most Singaporean students.

Government Study Loans

Banks in Singapore offer loans for both local and international students, covering tuition and living expenses with variable interest rates and flexible repayment terms. These loans typically require a guarantor and are based on the borrower's financial need and creditworthiness.

Bank Study Loans

Educational institutions in Singapore may offer their own loans, scholarships, and bursaries. These are tailored to the needs of their students, with eligibility often based on merit, financial need, or specific courses of study.

Institution-Specific Loans and Financial Aid

Organizations such as Mendaki, SINDA, and CDAC offer study loans to members of specific communities. These loans are usually interest-free and aim to support students from Malay/Muslim, Indian, and Chinese backgrounds, respectively, in pursuing higher education.

Community Organization Loans

SUCredit Study Loan

1.

Must be employed on a full-time basis

2.

At least 21 years of age

3.

A Singaporean citizen or permanent resident

4.

Holder of a valid Singapore Employment Pass

5.

Possess a satisfactory credit history, without bankruptcy records

SUCredit Study Loan

1.

Original NRIC

2.

Last 3 months' pay slips (original and printed)

3.

Income tax statements

4.

CPF statements and Original PUB bill

5.

Any billing proof with your home address

How to Apply For Study Loan Services

Ensure you fulfill our fundamental criteria: be a minimum of 21 years old, reside in Singapore, and possess a stable income stream.

Check Your Eligibility

Gather all necessary documents, including proof of admission, identity, and financial status.

Prepare Your Documents

Fill out the application form on our website and upload the required documents.

Apply Online or In-Person

After approval, your funds will be transferred to your account, available for immediate use.

Receive Your Funds

FAQ

Who can apply for a Study Loan with SUCredit?

Anyone who has been admitted to an accredited educational institution and meets our eligibility criteria can apply.

How much can I borrow?

Loan amounts vary based on your education costs and financial need. Visit our website or contact us to learn more about loan limits.

When do I need to start repaying the loan?

Repayment terms vary. Generally, repayment starts six months after graduation, but flexible options are available.

What is Study Loan?

A study loan is a type of financial aid designed to help students pay for their education-related expenses, including tuition fees, books, living expenses, and other school-related costs. These loans are specifically intended to support students who are pursuing higher education, such as college, university, or vocational training programs. Study loans in Singapore can come from various sources, including government programs, private banks, educational institutions, and community organizations.

Our Happy Clients.

Su Credit | Best Licensed Money Lender in Bugis and Rochor | Legal Monthly Installments Loan

5.0

Based on 1165 reviews

review us on

Ka3

09:34 16 Jan 26

Ms Ping is a great help.explaining details one by one .thank you Ms Ping

04:12 15 Jan 26

10:07 14 Jan 26

10:06 13 Jan 26

09:50 13 Jan 26

Meiqi is very friendly and helpful throughout the process. Answer all my enquiries patiently, hassle free transaction!

zane iskobayashi

07:20 12 Jan 26

Suresh Maniam

06:32 10 Jan 26

Charmaine is so friendly and helpfull

sakthi sakthivel

11:23 09 Jan 26

Adal Yusoff

10:32 08 Jan 26

Super great service from Ms Ping!!!!!this is my first loan application after years back and here from SuCredit (Ms Ping) make things happen! Loan was approved and Honestly she save me and my day! 10 star!

Subramanian Shanmugam

04:46 07 Jan 26

Good

Khadijah Humaira

11:27 05 Jan 26

Ms Meiqi is very kind & sweet lady… soft spoken… fast approval… highly recommended 🤗

Ann San Jose

08:19 18 Dec 25

Ms Pauline, were incredibly kind and patient, always giving very detailed advice and explaining everything clearly. Their service and attitude were excellent, and I’m truly grateful for their support. I will surely recommend them to any friends who need help.
Thank you from the bottom of my heart — because of your help, I was able to settle my mother’s hospital bill.

Eric Quek

04:14 13 Dec 25

MeiQi is super efficient and really friendly! They made everything clear and easy — no stress, just good service. Highly recommended! 😄

Rab Mohamed Roslan

04:36 02 Dec 25

Ms Ping was very calm, helpful & incredibly empathetic of my situation. She helped me when i needed it the most. She made me feel at ease.

Suzanna Lim

05:25 29 Nov 25

I had an excellent experience with Ms Ping from Sucredit. The application process was quick, and she explained everything clearly, Highly recommend if you’re looking for a reliable lender

San

12:33 21 Nov 25

Really appreciate Ms Pauline,thanks for her help,she is really professional, even though I have bad credit,she still help me when I'm in need.I strongly recommend this company👍👍👍

John Seah

07:03 17 Nov 25

Ms Ping is patient and nice ,, carefully explain to me . Smooth and easy .Thank you very much

Marc Loh

07:41 07 Nov 25

Served by Ms Ping l. She is very friendly and whole process is smooth and she provides alot of advice. Very good experience overall.

Teng Teng

11:12 06 Nov 25

I had a fantastic experience with SUCredit. From the moment I reached out for assistance, Meiqi is who are the person prompt, professional, and transparent. The loan process was quick and straightforward, with no hidden fees or surprises. She was friendly, answering all of my questions and ensuring I fully understood the terms. I truly appreciate how they made a potentially stressful situation much easier to navigate.

Rian Elias

04:35 29 Oct 25

Many thanks for Ms Mei Qi. She was meticulous in her explanation. She helped me go through the process patiently. Was a smooth process. Recommended to go to SU credit!

B M

05:50 27 Oct 25

First time come and service provided by Ms Meiqi is quick. Would definitely come again if need assistance.

Zania ZaiHan

07:48 10 Oct 25

Ms meiqi done good job as show me various do and don't.... Thank you so much and really appreciate for the help... Big recommended.

Ramya Gayathri

07:28 09 Oct 25

Served by Ms Ping
Overall great experience.
Really like how easy she made the overall process.
Highly recommend

muhammad hidayat

09:47 18 Sep 25

Thank you Ms Meiqi for helping me with my needs. Very friendly and easy transaction with her. Much recommended!

Nana Sunshine

05:15 12 Sep 25

Very professional and understanding. Fast service and you will not be disappointed! Ms Ping explained thoroughly. Very thankful.

Halim (Grimm)

06:18 16 Jul 25

Really appreciate her helpfulness. Even my documents not complete. She is still patience and helpful throughout. Great service!

Xavier Chin

08:55 01 Jul 25

Have a great experience with Su Credit, Ms Ping was professional and very good and nice, she explained everythings to me nicely very comfortable, no stress lending from them. Thank you for helping me in my emergency case.

babaacacaa

05:46 12 Jun 25

MeiQi is superb helpful and patient, polite and warm
She tried her best and go extra mile to help
whole process is smooth
very good customer service, indeed a gem for company

Mimi Liging

05:38 16 Apr 25

Good service,thankyouu glad to find this company👍🏻👍🏻

eunice chen

04:37 14 Apr 25

Ms. Ping is very friendly and professional. The loan process is very fast and smoothly. I will come back to them in the future if I have any needs. Thank you.

Mingchi Yip

09:52 12 Apr 25

Sucredit is very good. Good recommendation. Mr Nizam is very nice and explain all details to me

Shiba Tatsuya

08:10 12 Apr 25

Miss Ping was courteous, understanding and was helpful in helping me

chandrahasan prabhakar

07:33 12 Apr 25

Very good service

Vasu Sharma

04:36 12 Apr 25

Very nice experience with Mr Nizam fast & smooth service. He understands everything how to deal with customers. I really appreciate his service & surely recommend my friends.

Cyrus Ng

04:34 07 Apr 25

Thumbs up for excellence service and friendly staff especially Mr Nizam.

Tengku Osman

05:43 05 Apr 25

As its my first time here , Nizam explained well and guided me the whole process. Thank you Nizam for the easy repayment plans . Will come back if needed

Julz R

10:59 04 Apr 25

Thank you Ms.Ping for helping me with my loan process. I like your hospitality and approach towards your customers. Your dedication is much appreciated

It was indeed very easy process with Sucredit.
Thank you!

Hazikah Kadir

06:48 28 Mar 25

Thank you to mr nizam su credit for helping to give different options. Will come back again

V I

10:15 27 Mar 25

Ms. Ping provides good customer service and is efficient.
Recommended and better interest👍

ridzwan Yacob

08:38 26 Mar 25

Excellent,fast approval and friendly person by Ms Ping... Highly recommended and trustworthy....

mark john wong

09:27 25 Mar 25

garfield ajiq

05:44 25 Mar 25

professional fast and reliable

anna joanna

07:06 22 Mar 25

很好的服务..讲解详细

wai wai

15:39 21 Mar 25

"Nizam at Su Credit made my first loan experience seamless. He patiently walked me through everything, explaining the process in detail and quickly completing the necessary documents. I highly recommend Su Credit and Nizam's excellent service."Will come back again.